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PPF Calculator for ₹5000 Per Month — 15 Years

4.8/5(1,247 users)Updated June 2026RBI Approved Formula100% FreeNo Login RequiredInstant Results

Total Value

₹16,27,284

Total Invested

₹9,00,000

Returns Earned

₹7,27,284

*At 7.1% p.a. expected return. Use the calculator below for custom adjustments.

✓ Updated June 2026

₹5000 Per Month PPF for 15 Years — Detailed Analysis

Investing 5000 Per Month every month for 15 Years at 7.1% per annum will grow to approximately ₹16,27,284.

This Public Provident Fund calculation shows the growth of your account under the ppf calculator maximum investment 1.5 lakh yearly cap. To understand ppf me paise jama karne ke fayde and view the Public Provident Fund parameters (पब्लिक प्रोविडेंट फंड कैलकुलेटर), see the year-by-year projections. This ppf interest rate 2026 maturity calculator tracks your compounding growth. If you compare ppf vs ssy interest returns, PPF offers stable sovereign backing open to all Indian citizens.

Mathematical Compounding Model:Formula: F = P x [((1 + i)^n - 1) / i] (Compounded Annually)

Where:
• Annual Investment (P) = ₹5000 Per Month (60000 per year)
• Interest Rate (i) = 7.1% / 100 = 0.0710
• Tenure in Years (n) = 15
• Maturity Corpus = ₹16,27,284

Your total investment would be ₹9,00,000, and you would earn returns of approximately ₹7,27,284 — a growth of 80.8% on your invested capital.

Bilingual FAQs: 5000 Per Month PPF Calculator Answers

Q: PPF me ₹5000 Per Month monthly jama karne par 15 years me kitna return milega?

A: With a monthly PPF deposit of ₹5000 Per Month (which equals ₹60,000 per year) at the current rate of 7.1%, you will invest a total of ₹9,00,000 over the 15-year period. Your total maturity value, including compound interest, will be approximately ₹16,27,284, which is 100% tax-free under Section 80C.

Q: Can I extend my PPF account after the 15-year maturity period?

A: Yes, after the 15-year maturity, you can extend your PPF account indefinitely in blocks of 5 years. You can choose to extend with fresh deposits (subject to the annual limit of ₹1.5 Lakh) or without making fresh deposits, during which your existing balance of ₹16,27,284 will continue to earn tax-free interest.

Q: Kya main is ₹5000 Per Month ki investment schedule ko beech me rok sakta hoon?

A: Public Provident Fund (PPF) lock-in 15 years hota hai, isliye isse tenure se pehle stop karna block hota hai. Lekin 7th financial year ke baad, special rules ke antargat half balance partial withdraw kiya ja sakta hai. Monthly savings guidelines ke mutabik PPF me continuous contribute karna long-term compounding benefits ke liye recommended hai.

Q: What are the tax implications on the maturity returns of this ₹5000 Per Month plan?

A: PPF falls under the Exempt-Exempt-Exempt (EEE) category. This means that: 1) Your annual deposits are tax-deductible under Section 80C up to ₹1.5 Lakh, 2) The annual compounding interest is tax-free, and 3) The final maturity corpus of approximately ₹16,27,284 is 100% tax-free at withdrawal, making it highly tax-efficient.

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