Privacy Policy

Last updated: 5/6/2026

1. Information We Collect & Local Processing

At CalcBaba, our core belief is that your financial figures are your own business. All calculation processing is performed entirely in client-side JavaScript within your web browser. This means that when you enter your salary, loan amount, monthly budget, or tax deductions, that data is processed locally on your device.

We do not transmit, store, or log your personal financial inputs on our servers. The variables you adjust on the sliders do not travel across the internet to our backend, making CalcBaba inherently secure against financial data leaks.

2. Cookies and Tracking Mechanisms

We use cookies and similar browser storage mechanisms to improve your user experience and analyze website traffic patterns. A cookie is a small text file placed on your device. We use them for:

Preferences: Remembering your calculator settings or default themes where supported.
Analytics: Aggregating anonymous user traffic statistics to understand which tools are used most frequently.
Advertising: Displaying tailored advertising banners to keep this service free.

3. Third-Party Advertising & Google AdSense

We serve third-party ads through Google AdSense to fund our operations. Google uses cookies (specifically the DoubleClick DART cookie) to serve ads based on your visits to CalcBaba and other sites on the web.

You can manage or opt out of personalized advertising by visiting the Google Ads Settings page. Alternatively, you can opt out of a third-party vendor's use of cookies for personalized advertising by visiting AboutAds.info.

Please note that opting out of personalized advertising does not mean you will see no ads; it simply means that the ads shown will not be tailored to your browsing history.

4. Google Analytics

We use Google Analytics to monitor and analyze web traffic. This tool collects standard internet log information and visitor behavior data in an anonymous form. The information generated (including your IP address) is transmitted to Google.

We use this data solely to evaluate website performance, compile reports on site activity, and optimize layout speeds. We do not combine this anonymous traffic data with any personally identifiable information.

5. GDPR & CCPA Data Rights

If you reside in the European Economic Area (EEA) or California, you are entitled to specific data protection rights under the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA).

Since we do not collect personal profiles, email addresses, or phone numbers through our calculators, we do not have databases of user identity profiles. However, you have the right to restrict cookies, delete local browser storage, and block tracking technologies using your browser settings.

6. External Links & Partner Sites

Our website contains links to other finance portals, blogs, and banking sites. If you click on a third-party link (such as links to check your loan eligibility on partner sites), you will be directed to that site. We have no control over, and assume no responsibility for, the content, privacy policies, or security of any third-party websites or services. We recommend reviewing the privacy policies of each site you visit.

7. Children's Privacy

Our services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children. If we discover that a child under 13 has provided us with personal information, we will delete it immediately.

8. Policy Updates

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top. You are advised to review this policy periodically for any changes.

9. Contact Us

For privacy-related questions, contact us via our contact page.